Why You Need Wind Mitigation Inspection.
Wind mitigation allows for the installment of features to your home , which can help it withstand or even increase its resistance to high winds that are caused by a major storm or hurricane.
Wind inspection will cut you some slack when it comes to lowering your mortgage payments, this can be done by applying for credits on your homeowners insurance policy. Credits that you are eligible to include, new home discounts, wind mitigation credits, discounts on the type of construction like concrete block rebar, and alarm discounts for either fire or burglary. Countys with a shoreline in Florida, have areas that are considered wind borne debris zones. Thus, homes have to be constructed in a way that they can withstand high winds and wind borne debris. This means that certain things have to be put into account whilst building this home; each roof truss must have a metal strap tying it down to the walls, and the walls should have a reinforcing bar (if they are made of cement or cement block) and (stud bolts o through the bottom plate) if they are made of wood. The bolts and rebar are essential because they secure the home to the foundation slab and prevent the high winds from lifting or twisting the structure.
You can use other essential roofing designs such as the 8-10d nails to fasten the roof deck, bracing on the gables or hip roof construction, hurricane shutters over openings like the windows and doors or the use of impact and wind type construction. How the roof has been constructed is why you should get a wind inspection because it will go hand in hand with the largest reduction in the in the homeowner’s premium. As every home built after 2002 and before that have the high wind construction. If the roof had been replaced in the past year, new Florida legislation has made upgrading the roof construction necessary. Many Florida homeowners can reduce their mortgage payments, but they don’t even know it.
In today’s economy you can keep your home just by reducing your monthly mortgage payment. It is as simple as getting a wind inspection. Depending on the status of your house in terms of wind mitigation, some home owners are legible for inspection at reduced costs. Tragedy, especially by hurricanes has shown a need for wind mitigation inspection and some inspectors have availed themselves by offering discounted fees to the homeowners. Shutter installation and hurricane-proofing is just but the few thing you can do, as you can also shop your policy for the best premium that offers the same coverage or more appropriate coverage that fits your needs.
Generally a wind mitigation inspector should be certified enough for them to identify critical features and add-ons that reduce the amount of damage your home may suffer in the event of a hurricane.